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ISO Rating

Press Release: LVFPD Receives ISO Public Protection Classification 2

 
 
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Lake Valley Fire Protection District is proud to announce that effective September 1, 2014, the community served by the Fire District will have an ISO Public Protection Classification of 2 in areas with fire hydrants and 2Y for rural portions of the Fire District without fire hydrants.  The Fire District worked diligently over the last few years to reduce their community’s rating from a 5 to a 2. The Fire District is one of only 750 fire departments in the entire country to receive this designation.

The ramification of the new Public Protection Classification should be a significant reduction in fire insurance rates for all properties within Fire District boundaries.  Lake Valley Fire Protection District, Fire Chief Gareth Harris announced that “I am extremely proud of our hard working men and women who contributed countless hours towards reducing the risk rating for the community we proudly serve."

The Insurance Services Office, Inc. better known as ISO, is a company that serves insurance companies by evaluating communities all over the country and assigning a risk classification ranging from the lowest risk being 1 to the highest being a 10. They rate communities based on three criteria: The fire department’s capabilities, the firefighting water supply, and the emergency communications capability.

 

September 21, 2012

 

RE: Lake Valley Fire Protection District, CA

            Class 5/8B, effective 4/1/2012

 

Dear Constituents of of LVFPD :

ISO has completed its analysis of the structural fire suppression delivery system provided in your community. The resulting classification is indicated above.

The classification is a direct result of the information gathered, and is dependent on the resource

levels devoted to fire protection in existence at the time of survey. This classification applies

as follows:   Class 5 applies to all property within 5 road miles of the fire station and within

1000 ft to a fire hydrant; Class 8B applies to all property within 5 road miles of the fire station

with or without a fire hydrant..   Although ISO maintains a pro-active process to keep baseline information as current as possible, in the event of changes, please call us at 1-800-444-4554, option 2 to expedite the update activity.

ISO is the leading supplier of data and analytics for the property/casualty insurance industry. Most insurers use PPC classifications for underwriting and calculating premiums for residential, commercial and industrial properties. The PPC program is not intended to analyze all aspects of a comprehensive structural fire suppression delivery system program. It is not for purposes of determining compliance with any state or local law, nor is it for making loss prevention or life safety recommendations.

If you have any questions about your classification, please let us know.

Sincerely,

Portia E. Stewart

Community Mitigation Analyst

(800) 444-4554 Option 2